I WAS APPROVED BY WELL'S FARGO FOR A LOAN MODIFICATION IF I PAID THE PAYMENTS SET FORTH IN A FORBEARANCE AGREEMENT (PLEASE NOTE I BYPASSED ASC AND CONTACTED WELL'S FARGO). ACCORDING TO THE YOUNG LADY I SPOKE WITH MY FIRST PAYMENT WOULD BE DUE NOV 21, 2009 NEXT ONE DEC AND THE NEXT JAN AFTER THIS THE MODIFICATION WOULD BE SET IN MOTION AS LONG AS I MADE THESE ON TIME WITH FULL PAYMENT. WE WERE SO HAPPY, I ASK THE NEXT STEP, SHE SAID WE WOULD GET A LETTER IN THE MAIL FROM ASC WE WOULD HOWEVER HAVE TO DEAL WITH THEM (ASC), WE GOT OUR... read full review »