i had unwittingly (having subscribed w/my credit card no. for a $1 fee for info. ) not realizing that they would FORCE $90aud. out of my bank and a further $28aud. As there were about 13 pages to digest and see if I wanted to go further it took time (I am a mother and busy), to read, i did not realize that the time to reject the further offer had expired and they started the stealing process. I have NO access to them with my member username and password. I cannot get any refund from them. they refuse, and i suspect, (i'm waiting till... read full review »