As an ex employee that left for personal reasons only, I can't help but want to comment on what I read about the Horizon Gold and Net Trust cards from these people... I heard the same crap from customers daily. "YOU STOLE MY MONEY!" when in reality, 95% of people signing up for the Horizon Gold Car have credit scores of 500 which mean IN REALITY, they all stole from other companies and never paid them back. Such irony. ALL OF YOU have crappy credit. YET, you expect Visa and Master Card to offer you credit cards. Do any... read full review »