The final straw was today. Ever since M&T bought Provident, whom I banked with for almost a decade, I have had expensively bad and unethical service. M&T took over and NEVER annouced their fee structure and raised it w/o informing me, their customer. They did away with Provident's lockbox checking practices that held money that had pending transactions against it, decreasing the liklihood of overdrafts. Now, M&T takes transactions and manipulates the processing time so that they can charge NSF fees. It doesn't matter... read full review »