Do not use thies company. I hired them to save my house and they did nothing. I ended up doing all the work for the lender because lender would not get phone calls returned or paperwork faxed over. So 5600.00 later I saved my house myself. I have turned this company over to BBB and if that does not work will take them to small claims court. I just do not want to see any body go thru what we did. Let me give you a hint if you want a loan mod. Just do not make house payment for a few months and then get with your lender they will work with you once your behind. read full review »