I have a checking, saving and business checking with Commerce then and now TD bank. I have life insurance premium that auto withdraw on the 15th every month. I came in 9/16/09 to close all 3 accounts. On 11/2/09 I receive a call from TD bank rep saying that I owe TD bank $456.09 and $35 over draft fee for the auto withdraw made on 10/15/09. I was outrage, how can that be, the account has been closed for months. I came in to the local branch with my withdrawing receipt and prove to them that the account has been closed 1 month prior. They... read full review »