This is a Scam! I was told that I had been pre-approved for a loan modification and was given all the specifics and terms of mynew modification. I was also told that if I sent in the full payment they would be able to "expedite" my file. Immediately after sending them the money I became suspicious and cancelled the agreement per their written instructions. Now, I am not able to reach anyone and they do not return phone calls and I'm out a bunch of money Victims of Waypoint, Greenlief, us home owners, etc. whoever they are should get a class action suit going against them criminals. read full review »