In January 09 the company Hope Now Modifications, LLC reached me by letter and said they could fix my late payments and have my mortage changed from an ARM to a fixed rate. After checking with several banks and BBB I was told this was a good company to deal with. I spoke to a Brandon Rota who said I would need to send Hope Now 2499.00 in order for them to help us. Rota claimed this was for attorney fees. I have spoken with one other person since January and that was in April 09 and was told I had been caught in a scam and my money would be... read full review »