Four weeks ago, I applied for a payday loan of $200. The idea was that I pay them monies toward this loan when I receive direct deposit. I opted to pay them the $200 and $60 interest in full on November 3. The agreement stated that I needed to contact them that I wanted to pay this in full three days in advance so that they would not instantly re-instate the loan of $200 each month plus an additional fee. I totally did everything by the book, e mailed and contacted by phone that the $260 was to be taken out on November 3. That I... read full review »