i'm extremely frusrated with this debt collector!!! i have dealt with this bank many times before and never have i had the same rep everytime i have called. he continues to be rude, condisending, disrespectful and not willing at all to listen. i've tried numersous times to explain to him how i would like to pay my debt to j.crew but have no money to do so!! my husband and i lost our small business in september, i work partime and he and i are looking non-stop for jobs!! this guy or this bank doesn't seem to understand what it... read full review »