I LEARNED THE HARD WAY THAT THIS WAS A SCAM. I AM JUST TRYING TO FIND A GRANT TO PURCHASE A HOME SO I SIGNED UP KNOWING THAT I WOULD BE CHARGED THE 1.95. IT JUST KEPT TAKING ME IN CIRCLES BACK TO HUD WHERE I HAD ALREADY BEEN DIRECTED TO FROM MICHIGAN.GOV. THEN I CALLED TO CANCEL THE NEXT DAY AND GOT A CONFIRMATION#, BUT WHEN I LOOKED AT MY BANK ACCOUNT THEY HAD CHARGED AN ADDITIONAL $57. AND GAVE ME A WEBSITE TO BE "CONSIDERED FOR MY REFUND". WHAT A WASTE OF LOTS OF TIME AND NOW EFFORT TO RECOVER MY MONEY. read full review »