So, I got duped, too. I got a call on November 5th, 2009 to sign up for a policy and even state on the phone call that it sounded 'too good to be true'. I should have listened to my instincts! When I got the packet, yesterday, November 9th, 2009 and reviewed it, it quickly became obvious that this policy covers next to nothing. They will pay $50 for a doctor's visit. My physician's office charges $88 just to walk in the door! Why am I paying $109 a month for this so called 'group' health insurance. The red flag... read full review »