I read how the interest rates were dropping and now is the time to Refinance. Countrywide is my current loan holder so I called them to inquire about refinancing. I went over all my information and the representative pulled up my information and told me what my new interest would be and what the closing cost would be, approx 8000.00, which to me is too high, principal & interest and what my savings would be. He even said you may want to right this down. He even gave me what my savings would be. All I had to do to get the ball rolling wa... read full review »