I used Woodforest Bank because my employer paid our wages through a payroll card through the bank. I stopped working at the company and the maintenance fees made my account overdrawn. For 7-8 months Woodforest bank consistently charged me $3.00 a day totalling $750.00 in overdraft fees. I have tried to close the account several times (because I am unemployed) but they tell me to pay the fees before the account can be closed. So they keep charging me $3.00 a day. This is a scam. Never do business with this bank. They will rip you off with bogus fees. read full review »