I paid over $2, 600.00 to have my mortgage modified, not thing was ever done. When I called to find out what was taking my loan so long to be process I learned that the company was no longer in business, that they were not to take money for these services, and I had no way of contacting this company to give me back the money I was out of. And per their advice my mortgage is past due by several months. read full review »