I will just get in line behind the other 246 complaints. Two years ago this was the rated the best small business credit card, and it was a great card. I used it frequently for business and paid off what I put on and even transferred a balance due to the fixed 7.99% rate. How can a rate be fixed if it can change at anytime? My credit is good, I pay bills on time. I have two car payments a mortgage and two credit cards. I have never been late on a single one, ever. I read my December statement and out of nowhere I am apparently paying 27.xx%... read full review »