Clack, good afternoon:I come to you, I Know you can help me.this above lender, I have a mortgage with them, last year my wife did an operation, and things become hard for me, I have an adjustable loan, I request a modification loan, they refused to modify my loan, because of my language, my accent, and my race: I used several legal groups, like IMPACT, NACA, HOPE, they refused my demanded.DEC 5, 2009, MY HOME will go to foreclosure.please Clark help me.I have two kids, and one wife, if I lost the home I'm finish.I don't speak English... read full review »