Was charged on my account for something i never bought. I was billed for it then refunded for it. They billed me again for it and now its been 5 months i still havent got the money back. Iam out $1400 because of this. Regret using citicards. Please do not go with this company. They do not protect you against any scams or frauds. If you lose your card you are on your own. If you get robbed they dont care you still have to pay for someone else's shopping trip read full review »