My original request via Resource.com, which referred me to Lend America, leave my payments near second week of month. I cannot make payments 1st of each month. I spoke with Rainy Day representative requesting help with changing my payment date. No avail. I have called on Lend America representatives on numerous occasions. Each time the rep stated I could do a refinance contract. My response is "Why sould I? I just refianced thru Lend America." Today 11/13/2009 Mr. Laele provide the statement a "Loan Modification." I... read full review »