I called Money Mastery after seeing they took $59.84 out of my checking account on 11/09/2009. They would only refund $24.99 to me and I told them NO. What I found out from my bank is that they can put a Freeze on my account for this particular company and it would stop them from taking any more money out of my account. I also am disputing the charges. Money Mastery told me could see on the Home Page of the website that this is a subscriptionl. This is an out right lie. You have to go into the the Terms and Policy to see it is a subscription. read full review »