I got a call from a company and I called them. They said I owed money from a loan I never took out. They threatend me with having policemen come to my house to arrest me if I didn't pay. I checked my bank statements for the time frame they gave me and there was nothing there. I checked with the phone company for where the area code 408 was and it is in CA. Wondering if this is the same company you heard from. Thanks. read full review »