SCAM! Please beware. I have no idea how they get away with it. Anything you sign with them will automatically open a loan application for you which will ruin your credit history. This doesn't happen to just one person, happens to everyone. They will tell you it's a month to month payment contract.. They talked me into a $65 contract telling me I could cancel at any time, then when I decided to cancel they told me I would have to pay nearly $400! read full review »