"free" credit report has charged my debit card $16.16 when i used them over a month ago for the free report & cancelled the day i got that report. now i look at my bank account & i have illegal charges on it. so i was just on the phone w/ a rep & first of all they wanted my credit card info, which i told her no to pull it up a different way. the rep tells me my name isnt in the system...so why the charges? i dont know & the dumbass of a rep wouldn't put a supervisor on the phone. so im now calling back, holdng of... read full review »