I received a letter with a 84 dollar check for services unearned, a claim of I fired Dedre, when I was not only denied 2 previous times, but was cancelled out of the program. When our contract states that if a reasonable offer of Modification of our Loan is not reached, we would recieve a full refund of $2, 500 dollars. So, I receive a letter stating I am close to insolvency, I cannot comply with my contract, so sorry a guarantee is off. Does this sound like a breech of contract to anyone? read full review »