This company, without any approval from me, withdrew $49.95 from my account causing me to go into arrears and causing a $35 NSF. I am retired and need every dollar to make ends meet. I contacted them and they said they would refund my money within 30 days (couldn't just put it back into my account). It has been more than 30 days and NO REFUND! Companies like this should be taken to court and made to stop. Can't anyone help people like me? read full review »