I CALLED AND TALKED TO A MR. REESE AND HE SAID I HAD TO WAIT 30 DAYS FOR A REFUND. I ASKED THAT THE MEMBERSHIP APPLICATION BE CANCELLED AND MONEY CREDITED TO MY CHECKING ACCOUNT. SINCE THE MONEY WAS DEDUCTED SO QUICKLY, WHY CAN'T THE CREDIT BE PUT BACK JUST AS QUICK. ALSO, I AM SUPPOSED TO GET A FAX TO SIGN TO CANCEL THIS PROCESS AND HAVE NOT RECEIVED ANYTHING AT ALL. read full review »