I have had the unfortunate pleasure of dealing with Sedgwick CMS (Claims Management Services). My claims of short term disability are being denied. They have done everything in the book to avoid getting complete and accurate information from my physicians. They used a statement to deny benefits even though they approved my benefits for approximately one month under the same terms and conditions. They list themselves under Lexington, KY, but the office is actually in Illinois and main office is in Memphis, TN...On the first appeal they... read full review »