We were contacted by this company several weeks ago about combining the 2 mortgages we have - one being a heloc with an adjustable rate. We provided all the info and were told taht the mortgage would be refinanced into one under an FHA mortgage which allows a 125% loan to value. Received the paperwork and realized 1. that the property adress was dead wrong and 2. the refinance was only for the 1. mortgage - the fees totaled almost $13, 000!! We contacted Fidelity only to find out that the HELOC could not we included since we took out money... read full review »