I was called by Merchant Referral Services they said they were looking for people who were willing to work from home and could work 3 to 5 hours a week making appointments for their sales people. Not one time did they say anything about being in business for my self. I thought they wanted someone who could make appointments for them. When I asked them what the $499.00 was for they told me it was for them to set up the back office for me to get the referrals and for training. I could make money for every appointment that signed up with them and... read full review »