For Christmas I took out a advance from h and r. Due to the economy there were a lot of people getting a loan. You had the choice of making monthly payments to pay the money back, or you can pay it in full. I decided to mmake 40 dollar monthly payments. To my suprise when I filed my taxes they automatically took the loan out of my refund plus 350 preparers fee and left me with hardly anything!! 350 fee? !! I can see 100 at the most. They are cleaning up. But God is gna fix the problem. Greed is what lead this country into recession and H and R will not prosper doing that. Good Luck Hand R block!!! read full review »