I work for a company that requires that you be paid in a "paper-less" fashion. I do not have a checking account so I opted for the ADP Total Pay Card. I received the card 26hrs prior to filing this complaint. Since then I have tried of 30 times to activate my card, at which point I am disconnected with because they "are experiencing technical difficulties". Upon calling, I could not speak to customer service because my card is not yet activated, and you have to use it to log into the system in order to contact customer service... read full review »