Car origionally purchased from CPS, in 2001 while on active duty, and paid off. While on active duty they had to drop interest due to Govt. regulations. Turned over "bad debt" to Portfolio Recovery Services, who then called 17 members of my company, including the CEO to let them know that they were aiding a convicted fellon (false) who was driving stolen property(false). Long story short, hired attorney, had larg ebill with him, item was dropped. Title is in my possession, car is good...ER solutions purchases bad debt from collection... read full review »