I have been charged NSF fees on a few occasions for reasons that make absolutely no sense. I have now opted out of the "overdraft privileges" that the bank extended to its customers earlier this year. It was a new scheme for them to make more money. The first incident was a double charge that was no fault of mine. I had a pending charge (authorization on my cc for a bill) which was holding up funds. Then, when the charge actually went through, the authorization was still on hold. This double charge took my account negative and I... read full review »