I receintly applied for, and recieved, a Horizon Gold (so called) Credit Card.. It is not a credit card except for on their website, which in my opinion, has nothing but junk.. There wasn't one thing on their site that even interested me.. It was very misleading, and do not want this card and am demanding my money back, and do not want them taking any money from my account.. If any money is pulled from my account I will have no option but to contact aa lawyer to represent me, which I would perfer not to have to do.. Thank You.. Georgia Ressler.. read full review »