I have just become a member of the trade association and the health insurance elite plan. Although I have not had the need to use it yet I have been told that it is a scam and does not pay the doctors and hospital as described. I find it hard to believe that these rpeutable doctors and hospitals paricapate with the multi plan network if they do not pay. How can you help sort out this mess and determine if it is a scam or not. Thanks Kathlyn DeRentiis read full review »