All you people complaining about Lighthouse Recovery Associates, are a bunch of immature, irresponsible whiners. I took out a pay-day loan through qloot.com, and my financial situation at the time didn't allow me to pay the loan back in the time i had agreed to pay. When it was placed in LRA's collections office, for dealing with collectors, they treated me with respect and offerred me a good settlement. You people who take the time to get on here and complain about people who are just doing their jobs, when you could get on the... read full review »