About 7-8 months ago, I had some HVAC work to be done. My contractor offered CifiFinancial Retail Services credit, and they were running a special deferred interest, so I applied. They quickly gave me a credit line, 10, 000.00 to be exact. I currently have under 1, 000 left, and I just found out my furnace is broken and needs replacing (it's currently off to avoid CO issues) as soon as possible. I told the contractor to simply reuse the credit line they originally opened as there is open balance to cover the work. This was Friday... read full review »