I started using Rocky Mountain (also Global client Solutions) as a dept consolidation compant over a year ago. They told me the more funds I had in my account the sooner creditors will be settled. What liars. I have already been sued by one creditor, which settled at 80%, only one other account was settled prior. I had made several large extra deposits, and the money is just sitting there! I call over and over and get the same run around. They have no problem debiting my account for their shceduled funds, but when I call to follow, I keep getting different stories. STAY AWAY from them! Try and settle on your own, it'll save you thousands. read full review »