AFNI keeps sending me unknown bills for cable or direct tv that I do not owe.I am elderly and it is causing me mental distress. I do not owe any bills to either and we have our services in my husbands name.I have never had any in my name.I have never lived in any other place for 42 years as they say. I need my credit reports corrected and this mail harassment or phone harassment to cease and desist as of today 11/21/09. I can nolonger take this .I have paid some of the debts that were sent and now they continue to send more and more.I will not pay any more debt colletion agency anymore.At my age, credit is not an issue. read full review »