There is no such thing as LOYALTY in this country of ours. Not at work, not as a consumer. I have been an AE card holder since 1981. Just a few days ago I got 2 letters stating that one, my APR was going up to 23% plus prime and second my Sign and Travel charges would not be extended for payment in installments. What really infuriated me was that their resoning for cancelling my Sign and Travel privelages was based on history with other credit cards and my overall debt ratios! I told the rep on the phone as to what did the other credit... read full review »