I make deposits at this bank, receive my deposit tickets with today's date, and everything is ok... I drive off a happy camper thinking I have so many dollars in the bank. Then I start getting hit with $36.00 charges for insufficient funds for being $2.00 below my balance. Then research shows the bank is holding deposits I made to be sure they clear. So my deposits are never credited at all !!! Back in the olden days, a bank teller would say 'hey we are going to hold your deposit for 7 days to be sure the funds are good'... read full review »