about a year ago these people sent me a set of what was supposed to be legal documents. they didnt have a case number or clerks signature. i called them and they said they were hired by HFC to collect on a debt. they told me that debt was more than 10, 000. the first person i talked to was a woman and she yelled at me and told me that if i didnt pay i was going to be sued and they were going to attach my husbands pay. then they proceeded to ask me if i had any equity in my house or in a vehicle that i could use to pay them off. they got me to... read full review »