my account was debited $99.95. i thought i was applying for a payday loan. that was not the case. i called 1-800-972-8094 and spoke with a agent named RJ. stated that i filled out the application on 11/9/2009.which i have no records of.told me it was a lifetime fee.RJ was rude and i requested to speak with someone else. he denied that. i requested to speak with his supervisor.he stated he was the supervisor. i called back and was on hold forever and the phone call hung up. read full review »