Like so many others on here, was scammed out of a $750 application fee by our current lender, Chase, who have now sat on our refi for FIVE MONTHS. They are both incompetent and, I believe, illegally scamming people to apply for refi's that that have NO intention of ever processing. I have in hand my September 09 appraisal from Chase's appraiser valuing our place at $1, 395, 000. I am trying to refi the only loan on it, which is currently $285, 000. I have credit in 790 range and one other monthly payment- 4 months left on an... read full review »