I just received a letter from Kendall E. Stork! He said..."you haven't been using our credit card" I said..."only use it for emergencies and have never been late"! He says "So what...I'm dropping your $19, 000 credit line down to $100 just before Christmas" I was wondering if anybody deals with this same Citibank (South Dakota) N.A. If you do, drop them! If your thinking about using them, Don't!! We as a Nation are in deep trouble thinking a credit card company is there to help. Come to think of it...why am I using credit cards anyway! read full review »