I'm not one of those complaining about not being able to make my payments and them not working with me. We budgeted and KNEW we could make the payments, if we couldn't we wouldn't have done it. The main reason we decided to pay more for what we were getting was to BUILD credit. Payments are not the issue of my complaint... My husband and I just got a new apt in early Oct. We decided we wanted to get new furniture, so we went and found some great deals and value city furniture and hanes, but when we applied, we didn't... read full review »