I went on-line to try and get a payday loan for Christmas. I received a text message that I had been approved for a $500 cash loan and all I needed to do was go and claim it. They told me once I got to the website that they needed some of my bank information and the last four digits of my social security # so that they could wire the money to my account. Then without my consent they took money out of my account and sent me to a bogus place to get my money back. read full review »