We had a providian cc through washington mutual everything was fine for a while we refinanced our house and the finance company sent washington mutual a pay off. We did not hear anything for 6 months. Then we were notified by these bastards at SST. They were so rude. We explained that we did not owe the money they said "yes you do". We finally got in touch with a guy named frank who lied and said he would take care of it. Our account was then sold to NCO. When we called to talk to frank to see what he had found out all he said wa... read full review »