In 2008 my ARM kicked in increasing my payments drastically. I contacted ASC regarding a loan mod and was given the run around as well as being treated very rudely. My interest rate was lowered 1 percent. ASC was unwilling to work with me. I was referred by Mortgage Express in Portland, OR regarding a forensic audit/loan mod. This company, Samaritan Financial, in Florida turned out to be a scam and I lost $2500. This firm is being investigated by the FL Attorney General's Office. Meanwhile I fell behind on my mortgage payments. I agreed... read full review »