When I fell behind with my payments I made arraingments to have 2 payments automatically debited from my account. Both times the payment was debited the day before the arrainged date causing a bounced check fee . This happened twice including the fee that caused a spiraling affect on my account. Those are the two payments that we agreed to. Now I noticed that they are trying to debit another payment that was not authorised. My checking account is with Wachovia and my pay is direct deposit. I put a stop payment that will cancel their ability to... read full review »